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Owning a dog is an incredibly rewarding experience, but it’s essential to budget for all the costs that come with caring for a new pet. Use our Dog Cost Calculator below to get an estimate of your dog’s first-year expenses and ongoing annual costs. From food and vet bills to grooming and insurance, this tool helps you plan ahead and make sure you can give your furry friend the best life possible.

Typical First-Year Dog Costs

The first year of dog ownership often includes a number of one-time expenses. Below are some common costs you might expect:

• Adoption or Purchase Fee: If you’re adopting from a rescue or shelter, the fee can range from $200–$600. Buying from a breeder tends to cost more, often $1,000+ depending on the breed.

• Initial Vet Visits & Vaccinations: Expect to pay around $100–$300 for core vaccinations and health checks.

• Desexing (Spay/Neuter): In Australia, this typically costs $200–$500 or more, depending on the clinic and dog size.

• Microchipping & Registration: Microchipping averages $50–$90, while registration fees vary by council.

• Basic Supplies: Essentials like a dog bed, leash, collar, bowls, and crate can total $150–$400.

These costs can vary widely depending on your dog’s breed, size, and personal preferences (for example, if you choose higher-end gear or medical services). Use our calculator to see a more tailored first-year total.
 

 

 

 

 

 

 

 

Annual & Ongoing Dog Expenses

Beyond the initial setup, there are recurring costs to consider throughout your dog’s life:

• Food: Monthly food costs depend on your dog’s size and dietary needs, typically ranging from $30–$80 per month.

• Vet Check-Ups & Preventative Care: Budget around $300–$600 per year for routine vaccinations, flea/tick treatments, and heartworm prevention.

• Pet Insurance: Premiums can run from $20–$60+ per month, depending on coverage and your dog’s age/breed.

• Grooming: Certain breeds require regular haircuts and grooming sessions. Professional grooming can cost around $50–$100 per visit.

• Toys & Supplies: You’ll likely spend $100–$300 per year on toys, treats, bedding replacements, etc.

Accounting for these basics, many Australian dog owners spend $1,500–$3,000+ annually, though actual numbers can be higher for large breeds or if unexpected vet bills arise.

Optional & Occasional Costs

Some dog expenses may not apply to every owner but are worth considering:

• Boarding & Pet Sitting: If you travel frequently, you may need to budget for boarding facilities or pet sitters, which can cost $30–$80 per day.

• Professional Training Classes: Group classes can range from $150–$300, while private sessions cost more.

• Dog Walking Services: Busy schedules might require hiring a walker. Rates are typically $20–$35 per walk.

• Emergency Vet Bills: Unexpected illnesses or injuries can quickly lead to large bills. An emergency visit can run $200–$1,000 or more, depending on treatment.

While these aren’t guaranteed expenses, having a buffer or an emergency fund ensures you can handle surprise costs comfortably.

Frequently Asked Questions

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​How much does a dog cost per month?
Most Australian dog owners spend around $100–$200 per month on essentials like food, routine vet care, and pet insurance. However, factors such as your dog’s size, health, and grooming needs can make monthly costs higher or lower.
 

What are the most expensive parts of owning a dog?
Vet bills—especially in emergencies—can be the most significant expense. Large breeds may require more food and potentially higher vet costs due to joint or breed-specific health issues. Pet insurance can help alleviate some of these financial surprises.
 

How much should I budget for my dog’s first year?
First-year costs often include adoption or purchase fees, vaccinations, desexing, microchipping, and initial supplies, which can total $1,000–$2,500+ on top of ongoing monthly costs. Use our calculator to see a personalized estimate.
 

Are large dogs more expensive than small dogs? G
enerally, yes. Large dogs tend to eat more, and some medical treatments or medications can be costlier based on weight. They may also require larger beds, crates, and accessories, which can add to your total expenses.
 

Is pet insurance worth it? Pet insurance can help cover unexpected vet bills, surgeries, or chronic health conditions. The monthly premium varies, but it provides peace of mind, especially if you would otherwise struggle with sudden, high vet costs.